A new e-mail pops up in your inbox. It’s from your favorite store! But this time it’s not a coupon or a special sale. It’s an alert that their systems protecting customer information were breached. And your information, along with that of thousands of others, was probably compromised. Your credit card numbers. E-mail address. Billing address. In a flash, you turn from a happy customer to a wary shopper.
Though there is little you can do to control what happens to other companies, there are some simple steps you can take to protecting yourself in these cases:
1. Monitor your bank account
Keep an eye out for unauthorized purchases, big and small. As another general rule, you should periodically check your credit report to monitor any fluctuations in your score.
2. Order a new debit card
If a breach is big enough, it is much better to cancel your debit/credit card, than wait to see if unauthorized charges to show up on your statement.
3. Set up fraud alerts
Most online banking sites have settings to send you alerts for suspicious activity. Setting up e-mail and phone alerts can keep you a step ahead of fraudulent charges, big and small.
4. Change passwords to online accounts
Did you recently place an order from the company’s website? In the event of a breach, always take control of your account and change your password. If you have any other web accounts that use the same username and/or password as the compromised account, update those passwords as well.
Remember, using the same password for multiple accounts is like giving hackers an all-access pass to your assets. Use LionLock’s password generator to give your accounts unique passwords. Then store them in the encrypted vaults to keep them safe.